And thus the demand for personal generators
What do insurers say about fixed standing generators?
Fixed Installed generators must comply with the national standards and safety requirements of electrical wiring and be installed by a licensed electrician.
Home owners should insist on a certificate of compliance from the electrician following installation to prove that the generator was correctly installed.
Failure to comply with the above could possibly invalidate a claim should damage, fire or injury result from incorrect connection of the generator installed.
This generator is to be kept at least 5 meters away from your home and installed in an area that is well ventilated.
The legal limit of fuel allowed to be kept at your home is 20 litres.
Please remember to advise your insurer that you have installed the generator to make sure your building replacement cover is adequate. The fixed generator forms part of the building sum insured.
Portable generators on the other hand fall under the home contents but should be specified to include accidental damage.
Make sure you have at least a 4.5kg dry powder (DCP) fire extinguisher on site in case of mishaps.
Phone your broker to enquire about the correct cover your policy offer or to obtain more advice.
Gillian Lombard 0826005078